To help users maximize their returns, LBank is excited to introduce the「Spot Earn Interest Boost Coupon」. Apply a coupon when subscribing to Spot Earn to enjoy additional annualized yield and accelerate your asset growth!

Yield Calculation Method

Total Yield = Spot Earn Base Yield + Interest Boost Coupon Additional Yield

 🪧Example: A user subscribes to a Spot Earn product with 2,000 USDT at a base annualized rate of 6.1829%, while activating a「100% Interest Boost Coupon」(applicable amount: 100–2,000 USDT, valid for 3 days).

  1. Base Yield = 2,000 × 6.1829% ÷ 365 × 3 ≈ 1.02 USDT

  2. Additional Yield from Coupon = 2,000 × 100% ÷ 365 × 3 ≈ 16.44 USDT

  3. Total Yield over 3 days ≈ 17.46 USDT

📌Important Note: After the Interest Boost Coupon expires, the subscribed funds will continue to earn interest at the original product’s base annualized rate (6.1829%), with no impact on subsequent base yield.

Rules

Applicable Amount Range

Each Interest Boost Coupon has a minimum and maximum applicable amount:

  1. Below the minimum amount: The coupon cannot be applied

  2. Above the maximum amount: Only the amount up to the cap enjoys the boost; the excess portion earns only the base rate

📌Within the same product, only one Interest Boost Coupon can be active at a time (rates do not stack). The system prioritizes the earliest activated coupon. A new coupon can only take effect after the current one expires.

🪧Example (coupon applicable range: 100–1,000 USDT):

  1. 80 USDT → Coupon cannot be used

  2. 500 USDT → Full amount enjoys the boost

  3. 1,500 USDT → Only 1,000 USDT enjoys the boost; the remaining 500 USDT earns the base rate

Time Restrictions

  1. Claim Validity Period: Must be manually activated within the displayed validity period; expires if not activated in time

  2. Usage Validity Period: After activation, subscription to an eligible Spot Earn product must be completed within the coupon’s validity period for the boost to take effect

  3. Boost Duration: Calculated based on the actual number of overlapping days between the coupon’s validity period and the product holding period after activation

Activation & Usage Method

  1. After receiving the Interest Boost Coupon, users must manually activate it in「My Account → My Coupon」.

  2. Once successfully activated and an eligible Spot Earn product is subscribed to within the validity period, the system will automatically apply the interest boost.

How to Obtain

Users can obtain Spot Earn Interest Boost Coupons by following LBank’s official announcements, participating in platform events, or completing designated tasks.

Use Interest Boost Coupons to achieve higher returns on your idle assets! Check in「My Coupon」 now and activate accelerated growth mode!