Futures Earn is a value-added service launched by LBank that puts your idle wealth management assets to work as futures margin — truly “one coin, dual use.” Enjoy stable daily interest while keeping the assets fully available for futures trading to capture higher returns. It also automatically supplements margin and effectively lowers liquidation risk.

Supported currencies are as shown on the page. This feature is exclusively available to VIP users who have completed identity verification (KYC).

Before participating, please read the product rules carefully. The annualized percentage rate (APR) is dynamically adjusted based on market conditions, asset supply and demand, and other factors. Interest accrues daily and is automatically credited to your futures account the following day. Accrued interest can be withdrawn anytime, while the principal may only be redeemed after release.

How-to Steps

Step 1: Access「Futures Earn」 

  1. Log in to LBank App, tap「Futures Earn」.

Step 2: View Rules 

  1. Check your VIP level and the corresponding APR (for example, VIP1 users may enjoy tiered rates: 12% when P ≤ 100,000 and 0 < A ≤ 1,000; 3% when A > 1,000, etc. Rates are subject to the actual display on the page).

  2. Tap「Enable Auto Earn」.

Step 3: Turn on「Futures Earn」

  1. In the pop-up window, carefully read and check the box to agree to「LBank Earn Service Agreement」；

  2. Tap「Enable Auto-Earn」;

  3. Upon successful activation, the system will display「✅Operation Successful」, and your assets will immediately start accruing interest.

Step 4: Manage & Trade

  1. Return to the Futures Earn page to view real-time information such as「Earning Position Value」,「Earning Assets」,「APR」,「Yesterday’s Earning(USD)」and「Cumulative Profit」etc,.

  2. To trade, tap「Trade」, enter the futures trading interface, select the target trading pair, set your trading strategy, and open positions using the interest-bearing assets as margin.

  3. To disable Futures Earn, return to the page, tap「Auto-Earn (Turned on)」, and select「Stop Earning」. After disabling, no new interest will be generated from that day onward, but existing positions and margin will remain unaffected.

Important Note

  1. Interest calculation rules: The actual interest-bearing base is the average of 24 random snapshots taken the previous day, not the real-time net position value. Closing or reducing positions will immediately adjust the interest-bearing base. In the event of forced liquidation, the system will prioritize using the futures account balance for compensation; any remaining portion will continue to earn interest.

  2. Tips: Futures trading carries the risk of liquidation. Please participate rationally and maintain proper position control. The platform reserves the right to handle violations.

  3. Redemption rules: Interest can be redeemed at any time; principal can only be withdrawn after being released.

Warm Reminder

Futures Earn turns your idle margin into an income-generating asset, helping maximize trading returns. Please fully understand the risks before participating and consider starting with a small amount. If you have any questions, feel free to contact LBank customer support.

Wishing you a smooth trading!