Nu has launched U.S. accounts, cards and remittances through FDIC-insured partner Lead Bank initially online.Nu Global converts customer deposits into USDC or EURC while offering daily variable yields internationally.The U.S. account pays 3.50% APY, while its credit card provides unlimited 1.5% cashback initially.Nu’s national bank charter remains conditional, with Federal Reserve and FDIC approvals still pending today.More than 140 million customers use Nu across Brazil, Mexico and Colombia, the company says.